Growth of insured population comes to a halt

FAN Editor

The rate of Americans with health insurance didn’t improve last year for the first time since the Affordable Care Act was passed in 2010.

In 2017, 29.3 million people, or 9.1 percent of the population, were uninsured, according to estimates from the Centers for Disease Control and Prevention’s National Health Interview. That’s up slightly from 28.6 million people, or 9 percent, who didn’t have health insurance in 2016. The increase is not statistically significant given the margin of error, though.

The figures are still well below the 48.6 million people, or 16 percent of the population, without health insurance when the Affordable Care Act was passed in 2010. However, this could be the beginning of a reversal as Republicans claw away at the landmark health law.

Congressional Republicans tried and failed to repeal Obamacare multiple times last year. They did manage to repeal the individual mandate, which required most people to have some form of health insurance or pay a tax penalty, as part of the broader tax law it passed in December.

Experts widely anticipate that the change, which is scheduled to take effect in 2019, will leave more people without health insurance. They also expect premiums in Obamacare exchanges to skyrocket as healthier, younger people choose to forgo coverage.

Last year, the percentage of uninsured adults between the ages of 25 and 34 increased to 17.2, up from 16.5 in 2016. This group was almost twice as likely to not have health insurance as adults between the ages of 45 and 65.

The percentage of uninsured people in that group also increased. Last year, 9.3 percent of adults between the ages of 45 and 65 were uninsured, up from 8.9 percent in 2016.

At the time of the interview, 9.9 million people, or 3.7 percent, obtained health coverage through the Affordable Care Act marketplaces or state-based exchanges. In the fourth quarter of 2017, 9.8 million people, or 3.6 percent, under 65 were enrolled in exchange plans. That’s down from 11.6 million people, or 4.3 percent, in the same period in 2016. The number is not statistically significant.

Among adults between the ages of 18 and 64, 69.3 percent were covered under private plans, 19.3 percent had public coverage, and 12.8 percent were uninsured at the time of the interview in 2017.

High-deductible plans, where consumers pay more costs out-of-pocket before their insurance kicks in, continue to become more popular. Last year, the number of people enrolled in these plans increased to 43.7 percent, up from 39.4 percent in 2016.

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